Your assets live in two countries. Does your will?
Answer eight short questions about what you own in the US and in India. We will show you exactly where your cross-border estate is exposed, and whether you need one will or two. It is free and takes about three minutes.
This is an educational diagnostic, not legal advice. Final documents are reviewed by a licensed attorney, and complex estates should consult a professional. Legal figures and rules verified current as of June 2026.
What the diagnostic covers
The diagnostic walks through eight short questions about where you live, your US immigration status, what you own on each side of the US–India border, your family situation, and any wills you already have.
1. Where do you live now?
- United States
- Somewhere else
2. What is your status in the US?
This is the single biggest factor in your US estate tax picture, so it matters more than it looks.
- US citizen
- Green card holder
- Visa holder (H-1B, L, F and similar)
- Something else
3. What do you own in the US?
Pick all that apply. We only need the categories, not the amounts.
- Home or real estate
- Retirement accounts (401k, IRA)
- Brokerage or stocks
- Bank accounts
- A business interest
- Nothing yet
4. What do you own in India?
Pick all that apply.
- Immovable property (flat, house, land)
- Bank accounts (NRE / NRO)
- Demat or mutual funds
- Business or HUF interest
- Jewellery or valuables
- Nothing
5. Is any of that Indian property ancestral or held through an HUF?
Ancestral and HUF property follows its own inheritance rules, so it changes your picture. Asked only when you hold immovable property in India.
- Yes
- No
- Not sure
6. Which succession law applies to you?
Indian inheritance law is religion-specific, so we ask only to apply the right default rules. It stays private.
- Hindu, Sikh, Jain or Buddhist
- Muslim
- Christian or Parsi
- Prefer not to say
7. Do you currently have a will?
- Yes, US only
- Yes, India only
- Yes, both
- No
8. Who is in your immediate family?
A light snapshot, used to flag guardianship and intestacy defaults.
- A spouse or partner
- Children
- Other dependents
- None of these
What you get at the end
Based on your answers, the diagnostic flags the specific gaps in your cross-border estate: common issues include a much smaller US estate tax exemption for non-citizens, ancestral or HUF property in India that a will cannot simply override, the risk that a second will accidentally revokes a first one, and the difference between a bank nominee and an actual heir. Most people can generate a coordinated pair of attorney-reviewed wills, one for each country, for a flat one-time fee. More complex cases, such as ancestral property or a business interest, are referred to a vetted attorney and chartered accountant from our cross-border network instead.